Man: “Would you marry me?”

Woman (in typical Msian radio squeaky voice, sort of like she inhaled all the helium from a blimp) : “But you’ve got RM5000 outstanding on your credit card balance, how can you afford it?”

Man (enthusiastically): “No problem, EAC bank now have -Just use your card as if the $ is already there, and when you realized you can’t pay us back, no worries, you could just sell your car, your house…even your wife plan!

I can’t believe my ears when I heard this just now. And I can’t believe people fall for this. Shame on the so-called financial institution(s), shame on the agency who came out with this ‘creative’ concept, shame on the sorry-state of our financial education, or lack off.

Nobody heard of saving towards something nowadays, nor having a planned investment that will gradually reap the return- which one can use towards purchases such as these.

Flabbergasted, it’s the word.

Sometimes, the journey of entrepreneurship is lonely, ya know. It’s you & the world, and you don’t get to bitch with co-workers how the boss sucks, and everything sucks. (Coz the boss is me, ahahahahah)

This is on my notice board right in front of me. Sort of like my bible whenever I got lost.

1.Dream big

2.Do what you love to do

3.Commit to excellence- be the top 10% in your biz

4.Develop unique ability

5.Accept responsibility

6.Develop a clear sense of direction

7.Refuse to consider possibility of failure

8.Solutions oriented

9.Develop workaholic mentality-work very hard at the beginning of your biz

10.Get around the right positive people

11.Be prepared to go from peak to peak

12.Develop resilience and bounce back-how long does it take for you to get back to normal? (Mel’s note: That’s me NOW)

13.Focus questions- ask yourself brutal questions

14.Become unshakable optimist-think/talk abt your goals all the time. Look 4 the good in evry situation

15.Dedicate yourself to serving others

16.Develop reputation for speed & dependability-which activity contributes the most to your biz?

17.Be very honest with yourself- what’s the situation honestly? Don’t self disillusion

18.Concentrate single-minded-ly one at a time

19.Be decisive

20.Backed everything you do with courage & persistence

21.Self-disipline – take time to plan, then decide & ACTION!

Courtesy of Brian Tracy (I think I got these gold nuggets from his seminar)

Rich Dad Poor Dad Revisited

1.7.09 1.49pm

Life: Rereading Rich Dad Poor Dad >10 years after I first read it…It’s not until my husband bought the book last month (I can’t imagine anyone never read it b4), that I was casually flipping thru it again. Then I found out…I thought I knew it then what all this is about. I thought that all the seminars I’ve been attending this 2 years gave the knowledge to me.

Well, it only DID recently. And I found that, there’s so many nuggets of wisdom in that book that I ‘GET IT’ now, not when I first read it 10 yrs ago.

I was critizing myself recently, that how can I read the book, and 10 years later, I’m still where i am!! (Yes, 10 years is THAT fast) But, it’s because I don’t fully get it then.

My fundamentals in financial education and mindset were screwed, blueprints were wonky.

Now, many of the words just jumped out to me, yes, I can relate to this, yes, i can relate to that. I’m like, omg, and this is 10 years ago that Robert Kiyosaki was talking abt it, I finally, truly get it. And finally I can see how much i have grown since that young, green chick 10 years ago whose dreams of finacial idenpendence were built on wobbly ground.

The recent Never Work Again seminar (unless you choose to) smashed a lot of my old beliefs that pulled me back. Yes, granted the seminar was business orientated, they are selling their seminars, but there’s also tremendous information & knowledge that shook my beliefs.

I’ll spare you the details, but I’ll leave you with this, if you can ‘get it’, you are fast forwarding your way to true success not solely and shallowed-ly measured by big house, big cars & Coach bags.

” First, you get FREE, then you get rich as a bonus”.

Comments & discussions welcome.